Too often we think about about the appearance of wealth — fancy cars, big houses and red bottom shoes. What we don’t think about is how much debt a person may be carrying. It’s possible to have a Ferrari, a million-dollar mansion, and a negative net worth. I often put it this way: the less money you spend on material stuff for others to see, the more you can invest in assets. In AfroEconomics we never emphasize the names on our clothes – instead we focus on the names of assets in our portfolio. Let’s look at my 10 specific tips that will help increase your wealth every year, starting TODAY.